Are you one of those folks who uses your credit card for your day to day purchases. If so you are not alone, in fact most American's use plastic for day to day purchases for many reasons. However I'm writing this post to plead to those of you who are in financial troubles to CUT UP your cards and change the way that you view your money. I'm not asking you to change your spending, simply to change the way in which you purchase. Give yourself a 30 day opportunity to put this into practice. This trial run will teach you many things about your purchasing habits. Paying cash for everything will bring you back into reality with your decisions. It is a proven fact that people with credit cards pay approximately 30% more for there purchases at fast food restaurants than those who are paying cash. Is this a coincidence? I don't think so. Paying in cash for everyday purchases such as groceries, gas, entertainment, etc. will force you to accept exactly what your habits are instead of detaching the purchase from the reality with plastic.
Give it a try, what do you have to loose? Just your money.
Please post a comment if you give this a try or are struggling with this idea.
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